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iHarap is a one-stop digital platform offering Islamic Financing Solutions . Our key offerings ranges from Micro Financing for Consumers, Merchant Financing and Pay Advance through various financing and investment methods. Islamic financing is one of the fastest growing financing segments in Southeast Asia.

Regulatory / License

Holds a Shariah Financing certificate

Core Business & Market

Ability to conduct Islamic financing (Shariah) with focus on:

  • Micro Financing for Consumers

  • Merchant Financing

  • Pay Advance